Get a Credit Card even with Bad Credit

So you have bad credit and you are looking to either improve your credit score or just purchase more stuff on plastic, well the truth is there are plenty of companies who will approve people with bad credit for a credit card. One of the most trusted and friendly bad credit credit card companies is Orchard Bank, they have a variety of credit cards that will most certainly crave your needs.

If your plan is to slowly improve your credit score and you have been turned down by even the bad credit credit cards then a good way to go would be getting a prepaid credit card. Prepaid credit cards allow you to have a credit card with the only difference being you add money to the card before you can use it and then you make monthly payments like a regular credit card slowly improving your credit score.

One thing to look out for and be aware of is that most companies will charge high interest rates, setup fees, annual fees, and other fees some of which are hidden. So before you get all excited about obtaining a bad credit credit card you need to do the research and read the credit card companies fees section carefully. Most bad credit cards will start out with a balance of $300 which quickly turns into anywhere from $0-150 after they take out the initial fees so keep that in mind. Although it is alot of fees to take on in the end once you pay off those fees you now have a fully functional credit card which will help you improve your credit score.